OT: Sens Lounge -The four seasons edition

[jbeck5]

I am rubbing salt into a wound, I get it, But I am trying hard not to overly pile on.

You got screwed twice... Grandma and Grandpa did not leave you a dime, Mom and Dad will not leave you a dime...

AND.. all the government spending on them the last 60 years, has meant debts and broke government. And that money will come from your hide.

anyone born 1970 onwards is getting hit with enough lefts and rights, they will be begging to get kicked, just for a change.

As I answered earlier that it's more depending on the couple, when it comes to inheritance...and not how rich they are as my grandparents were poor, but it was about how important was it to leave things for your kids.

Where I agree so much is the government spending and the economy in general.

You have inflation rising faster than salaries...you have debt growing at insane speeds...

This can't go on for ever. There will be a breaking point. Just have no idea how that will happen.

 

[milkbag]

Because a lot of cottages for people who aren't super wealthy tend to be older and built by the owners. They also tend to have very large lots that need to be maintained.

When I was growing up I always associated going to the cottage as a step above camping because ours is a structure that was built by my grandfather and a couple buddies while half in the bag in the 60s.

Lakewater plumbing so no potable water, used an outhouse, bathed in the lake with biodegradable soap, no TV, no AC and it's not winterized.

I never really saw it as luxurious, but I am incredibly grateful to be able to fish and swim in a lake that's within an hour of the city.

And then ive been to some people's in the middle of January where we'd take a dip in the hot tub and then a joint in the sauna before we all sat down and streamed a movie on the Smart TV. Some people's "cottages" are just bougie second homes on the water.

 

[coladin]

As I answered earlier that it's more depending on the couple, when it comes to inheritance...and not how rich they are as my grandparents were poor, but it was about how important was it to leave things for your kids.

Where I agree so much is the government spending and the economy in general.

You have inflation rising faster than salaries...you have debt growing at insane speeds...

This can't go on for ever. There will be a breaking point. Just have no idea how that will happen.

Now more than ever. Our children are going to have it hard, not finding a livable wage, as Canada is quickly getting old and they are going to make a killing replacing the aging population, but home ownership is going to be tough…

 

[mysens]

As I answered earlier that it's more depending on the couple, when it comes to inheritance...and not how rich they are as my grandparents were poor, but it was about how important was it to leave things for your kids.

Where I agree so much is the government spending and the economy in general.

You have inflation rising faster than salaries...you have debt growing at insane speeds...

This can't go on for ever. There will be a breaking point. Just have no idea how that will happen.

Don't forget the new added capital gain tax when you want to transfer the cottage owner deeds. This country is borderline third world. In fact, while traveling this summer in Italy, the populous there, once they hear I am from Canada, all ask what the hell is going on in your country,.you have crime rates higher than the most dangerous places in the world and why are you guys paying some tax to clean your air....the world is howling at us.

 

[Beech]

It really depends on the people.

We have a big group here at the cottage...a dozen cottages with some having multiple families. The "parents" are 65-75ish. Born in the late 40 to early 60s.


There are 1 or 2 families that live beyond their means. You know, refinance mortgages so they can always be leasing 2 new cars...going on 1-2 trips a year...upgrading their house when their kids were moving out... basically,they're like 70 and their house is still almost fully owed and credit cards always maxed. Funny enough, their kids have the same mentality. Their daughter is 35 and still has like 40k of student debt and has travelled the world...but they live in his parents basement... The son saves a grand and immediately buys a toy he doesn't need. Like parents, like kids. Their kids will get nothing in inheritance.

Then almost every other parents up here had good jobs (doctors, teachers, principles, good government jobs, high tech) and they all kept their cars for 15 years, rarely went on trips, hoard things in the shed because "they can fix it" or "it might come in handy one day"

All those people are sitting on 6 figures for their children...enjoying retirement, and spending money, while still keeping a nest egg.

I would like to do the same. I was always taught to live within my means, so even when I was working minimum wage at sportchek for a decade, I was still able to save a good percentage of my money and invest it. As soon as I got an average job, I was in a position to buy a house. My partner is an accountant and great with budgets. So what do you get when 2 people join and both like to save all the money they can.

Savings add up quick.

Their kids will get a cottage and decent coin given to them.

My parents got decent inheritance from my grandparents...the house...the apartment...the money in the bank...it's enough to use to pay off your own mortgage and then life becomes to affordable and easy to save with you have like 2-4 thousand freed up every month.

Be careful of looking at a small section of society and expand it.

when my Father died, all he left us was "alone", but sadly "a Loan".

That reflects society more than your sub-set.

Ottawa is unique. Government wages and insane government pensions. The rest of Canada is no where near that. Many do not have two pennies to rub together.

It is why crazy things happen in this country. The Feds are in Ottawa, recession proof. AND THEY GET A DISTORTED VIEW OF LIFE.

Leave the Federallies here, but move the 380 or so parliamentarians to Winnipeg and see the changes.

A person living in the desert, cannot relate to winter. A person living in the artic, cannot relate to summer.

Wealth transfer ended some 15 years ago.. Form now one, we are on our own. And with what will be the single greatest taxation load in human history.

 

[Beech]

Don't forget the new added capital gain tax when you want to transfer the cottage owner deeds. This country is borderline third world. In fact, while traveling this summer in Italy, the populous there, once they hear I am from Canada, all ask what the hell is going on in your country,.you have crime rates higher than the most dangerous places in the world and why are you guys paying some tax to clean your air....the world is howling at us.

Italy gets the following as weather

~ -10 in winter in the extreme North, ~ +10 for the bulk of the nation. And this is as a low.
~ 0 in winter in the extreme North. ~ +20 as a high for the bulk of the nation, And that is as a high

now heat it...not much issues
Now food, grow in in the south, feed everyone

Canada ~ -20 as a low, ~ -5 as high in winter...Now heat it....now feed us

Italy: 300,000 KM^2 at .5% road ~ 10,000 KM of road at 1 M/km ~ 10 billion dollars.. over 30 years 333 million per year. Each Italian is committed to $ 5 for yearly road.

Canada: 10.000,00 Km^2 at 0.5% ~ 333,333 km of road at 900K/km ~ 300 billion dollars.. over 25 years (Harsher winter, destroys roads) = 12 billion per year. Each Canadian owes $300.

$5 versus $300 just for roads
needing food 7 out of 12 months
needing energy to heat 7 out of 12 months

A concrete sidewalk here: If built by cheap white concrete (Which is now common place), will be destroyed in 20-25 years
If built by higher strength (28 MPA) or higher, will last 50 years.

In Italy, you can make it out of paper and it will last forever. No salt use, No ground shifting, no temperature hammer between -20 and +30.

so change ~ 300,000 km of sidewalks every 25-50 years. at ~ 900k/km.. you have added 7 billion a year to road repair. Or another $170 per Canadian.

Do you want the exercise of schools, hospitals, parking lots, police stations, firehalls, army bases. federal/PROVINCIAL/MUNICIPAL BUILDINGS.

Now add vehicles, gas spent on warming them up. service due to salt damage and run hours.


we waste awfully bad..but, we live on earth's second most inhospitable land and its 2nd biggest.

We are f***ed by things we cannot control, and have failed to be pragmatic enough, disciplined enough to prioritize issues in our lives. So we waste and make the problem worst.

Let the North Atlantic current stop, Europe becomes Forth MacMurray and the Italians and all Europeans will immigrate to Canada to survive economic hardship.

 

[BigRig4]

Where do you guys get your glasses in ottawa? The place I go has screwed mine up twice in a row

 

[mysens]

Where do you guys get your glasses in ottawa? The place I go has screwed mine up twice in a row

Ask Beech!!! He wears some really special ones. He sees things that no one else does.

 

[AchtzehnBaby]

Jesus H Christ... while grabbing a beer, I talked to a Sens fan at the the Johnny Marr show tonight... what are the odds?

 

[StoicSensFan]

Where do you guys get your glasses in ottawa? The place I go has screwed mine up twice in a row

Vezina & Vezina

 

[maclean]

Don't forget the new added capital gain tax when you want to transfer the cottage owner deeds. This country is borderline third world. In fact, while traveling this summer in Italy, the populous there, once they hear I am from Canada, all ask what the hell is going on in your country,.you have crime rates higher than the most dangerous places in the world and why are you guys paying some tax to clean your air....the world is howling at us.

Italy, where they literally elected a Fascist PM. Not "fascist", Fascist like "Mussolini? Big fan." Italy, where this PM is leading the country's 68th government since the end of WWII. They're asking what the hell is going on in your country...
Also, if they think Canada has higher crime rates than the most dangerous places in the world, I'd ask where they're getting their data....

 

[mysens]

Italy, where they literally elected a Fascist PM. Not "fascist", Fascist like "Mussolini? Big fan." Italy, where this PM is leading the country's 68th government since the end of WWII. They're asking what the hell is going on in your country...
Also, if they think Canada has higher crime rates than the most dangerous places in the world, I'd ask where they're getting their data....

Right...look outside your door. We have unprecedented car thefts, break-and-enters in private homes, being taken hostage in your own home so they can steal vehicles, jewelry store heists in populated shopping malls in broad daylight, carjacking in broad daylight. The nice catch-and-release program is wonderful, you know Bill C-75. You can protest religious wars on our street and block traffic on main roads and highways like the 401 and the police just smile and wave, try doing that in a European state. In Canada, you can roam the streets, create chaos, and steal from people while having a nice meal, all in 24 hours as you will get released. What a joke. The world knows this and that's why we have been attracting the roaches of society.

 

[Stylizer1]

Right...look outside your door. We have unprecedented car thefts, break-and-enters in private homes, being taken hostage in your own home so they can steal vehicles, jewelry store heists in populated shopping malls in broad daylight, carjacking in broad daylight. The nice catch-and-release program is wonderful, you know Bill C-75. You can protest religious wars on our street and block traffic on main roads and highways like the 401 and the police just smile and wave, try doing that in a European state. In Canada, you can roam the streets, create chaos, and steal from people while having a nice meal, all in 24 hours as you will get released. What a joke. The world knows this and that's why we have been attracting the roaches of society.

You don't think religious protests happen in Europe? Regardless of the reason for the protest they make the ones in Canada look like Sunday service. I got to Paris the day before the yellow vest protests started and woke up to the smell of tear gas and smoke from burning cars and buildings. It was awesome. lol I had no idea what was going on.

 

[Micklebot]

Right...look outside your door. We have unprecedented car thefts, break-and-enters in private homes, being taken hostage in your own home so they can steal vehicles, jewelry store heists in populated shopping malls in broad daylight, carjacking in broad daylight. The nice catch-and-release program is wonderful, you know Bill C-75. You can protest religious wars on our street and block traffic on main roads and highways like the 401 and the police just smile and wave, try doing that in a European state. In Canada, you can roam the streets, create chaos, and steal from people while having a nice meal, all in 24 hours as you will get released. What a joke. The world knows this and that's why we have been attracting the roaches of society.

Media really has been on a campaign to make things look bleak, the actual statistics though are more muted than the hysteria would suggest.

 

[Stylizer1]

One of the reason for the yellow vest protests:

Speed limit reduction​

The government decided in 2017 to cut the speed limit on country roads from 1 July 2018 from 90 to 80 km/h (50 mph) with the aim to save 200 lives each year, after research found that "excessive or unsuitable" speed was involved in a third (32 per cent) of fatal road accidents. The change was opposed and was a factor in the rise of the yellow vest movement. It was seen as another tax via citations and a failure to understand the needs of rural residents who are totally reliant on their cars. Vandalism of traffic enforcement cameras grew significantly after the yellow vest movement began.

 

[YouGotAStuGoing]

Media really has been on a campaign to make things look bleak, the actual statistics though are more muted than the hysteria would suggest.


View attachment 917321

Tangential to the discussion, but do you have a source for this? I'm showing my class examples of good data visualization and this one definitely tells a story. Would love to include it.

 

[Micklebot]

Tangential to the discussion, but do you have a source for this? I'm showing my class examples of good data visualization and this one definitely tells a story. Would love to include it.

Misrepresenting the data on crime - The John Howard Society of Canada

Actually reading the report on crime rates in Canada undermines the dominant media narrative of a 'crime wave'.

johnhoward.ca

 

[Stylizer1]

Tangential to the discussion, but do you have a source for this? I'm showing my class examples of good data visualization and this one definitely tells a story. Would love to include it.

The actual source for this is here:

Police-reported crime rates, Canada, 1962 to 2023

none

www150.statcan.gc.ca

The Daily — Police-reported crime statistics in Canada, 2023

The police-reported Crime Severity Index (CSI) increased 2% in 2023. This was the third consecutive annual increase in the CSI, continuing an upward trend that began prior to the COVID-19 pandemic. The Non-violent CSI increased, while the Violent CSI was essentially unchanged from 2022.

www150.statcan.gc.ca

 

[Stylizer1]

Misrepresenting the data on crime - The John Howard Society of Canada

Actually reading the report on crime rates in Canada undermines the dominant media narrative of a 'crime wave'.

johnhoward.ca

The John Howard society is part of the problem. They are against stronger bail restrictions.

Bail reform bill C-48 comes into effect

Bill C-48 expands the use of reverse-onus provisions, which force the accused, in certain cases, to demonstrate why they should be released on bail, rather than requiring prosecutors to prove why they should remain in custody.

bc.ctvnews.ca

 

[YouGotAStuGoing]

Misrepresenting the data on crime - The John Howard Society of Canada

Actually reading the report on crime rates in Canada undermines the dominant media narrative of a 'crime wave'.

johnhoward.ca

The actual source for this is here:

Police-reported crime rates, Canada, 1962 to 2023

none

www150.statcan.gc.ca

View attachment 917340

The Daily — Police-reported crime statistics in Canada, 2023

The police-reported Crime Severity Index (CSI) increased 2% in 2023. This was the third consecutive annual increase in the CSI, continuing an upward trend that began prior to the COVID-19 pandemic. The Non-violent CSI increased, while the Violent CSI was essentially unchanged from 2022.

www150.statcan.gc.ca

Appreciate the assist, fellas!

 

[Micklebot]

The John Howard society is part of the problem. They are against stronger bail restrictions.

Bail reform bill C-48 comes into effect

Bill C-48 expands the use of reverse-onus provisions, which force the accused, in certain cases, to demonstrate why they should be released on bail, rather than requiring prosecutors to prove why they should remain in custody.

bc.ctvnews.ca

There's a presumption of innocence in this country, only makes sense that the prosecution should need to prove why someone's freedom should be restricted prior to being convicted. It's not surprising that some would be wary about going down that route. These types of provisions often disproportionately affect marginalized communities. Bail reform is fine so long as it's backed by evidence, and has the guardrails needed to ensure it's applied equitably.

 

[Stylizer1]

There's a presumption of innocence in this country, only makes sense that the prosecution should need to prove why someone's freedom should be restricted prior to being convicted. It's not surprising that some would be wary about going down that route. These types of provisions often disproportionately affect marginalized communities. Bail reform is fine so long as it's backed by evidence, and has the guardrails needed to ensure it's applied equitably.

For first time offenders you have that right of presumption of innocence. This is about repeat offenders for violent crimes. What the exact approach should be is debatable but the loosening of bail restrictions has not helped the system.

 

[Micklebot]

For first time offenders you have that right of presumption of innocence. This is about repeat offenders for violent crimes. What the exact approach should be is debatable but the loosening of bail restrictions has not helped the system.

I was,n't aware 2nd time offenders were presumed guilty, that's a new one...

Again, I'm all for changes that are backed by evidence and have guardrails up to ensure they are applied equitably. I personally don't see why prosecutors showing the person was a risk to reoffend was too burdensome, but maybe that's what the evidence shows, my point though is the standard should be high to take away someone's freedom, so it's not surprising there would be some opposition to the change, particularly if there is data showing it disproportionately affects marginalized groups.

 

[Tnuoc Alucard]

Where do you guys get your glasses in ottawa? The place I go has screwed mine up twice in a row

Costco….