One example is what Stephen said below
Options for Murray is either he goes to LTIR and get is full 8 million salary (biggest pay year of his entire contract of 6.25 AAV) this year or Leafs buy him out and he loses 2.7 million in real money; while only getting 2.7 million this year and 2.7 million next year.
His contract structure (first pic) and then his buyout (2nd pic)
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I really don't think there is a market out there that will pay Murray 2.7 million to play this season given his injury and goal tending history in recent years. Safe play for Murray is to go on LTIR.