OT: Anything Goes 40

[Putt Pirate]

Wow…..what a thread. Bookmark this one for awards at end of the year!

 

[x Tame Impala]

Is RayG some way cooler version of RayP? Or is RayP going through some sort of identity crisis?

 

[madgoat33]

Is RayG some way cooler version of RayP? Or is RayP going through some sort of identity crisis?

Maybe he realized rayp was phonetically too similar to rape and/or rapey?

 

[RayP]

Is RayG some way cooler version of RayP? Or is RayP going through some sort of identity crisis?

Way cooler version, but the bar was set really low.

 

[DisgruntledHawkFan]

Your assumption is anyone involved in a car dealership is scum because some use predatory loans?
As someone who has 2 pretty good friends in the industry I’ll tell you you’re wrong.
People who actually pay their bill will get good rates from real dealerships.
People who don’t (charge offs and such) don’t get taken advantage of, they get what they deserve. They by previous actions create greater risk for the lender.
Also if your only choice is a “buy here pay here” you did something so no real dealership will touch you.

Hope you don’t find the post condescending.

No not everyone. Just the vast majority of my past experience with people who sold cars. They tended to suck.

If you make a living off of predatory loans you suck. Didn't think that was a controversial statement. If it read like I was saying every car salesman is an automatic asshat that's my bad.

 

[hawksrule]

Please tell me you’re not using this website, especially on mobile, without an ad blocked.

Which do you use for iPhone?

 

[ploppsdman]

If a large part of your occupations training revolves around psychological manipulation, chances are you can't argue it's a very moral line of work.

 

[DisgruntledHawkFan]

If a large part of your occupations training revolves around psychological manipulation, chances are you can't argue it's a very moral line of work.

You said it in a much simpler way than I'm capable of.

 

[RayP]

Which do you use for iPhone?

I have used this for several years now, only do the occasional update like any other app, and haven’t seen a single ad.

‎AdGuard — adblock&privacy

‎AdGuard is an ultra-efficient ad blocker for Safari. It will not only remove annoying ads but also secure your privacy with advanced tracking protection. AdGuard for iOS is an open source app, it’s totally transparent and safe to use. The app is free but offers additional paid Premium features...

apps.apple.com

You just have to go into your settings and your browser to add it after downloading, or something like that. I’m not a tech guy but it’s one more step after downloading within settings to enable it.

 

[Pez68]

Your assumption is anyone involved in a car dealership is scum because some use predatory loans?
As someone who has 2 pretty good friends in the industry I’ll tell you you’re wrong.
People who actually pay their bill will get good rates from real dealerships.
People who don’t (charge offs and such) don’t get taken advantage of, they get what they deserve. They by previous actions create greater risk for the lender.
Also if your only choice is a “buy here pay here” you did something so no real dealership will touch you.

Hope you don’t find the post condescending.

This is total bullshit. Every single time I've gone to purchase a vehicle, I've had the dealership try to give me a shit loan from some shit loan company that their dealership pushes. And I have impeccable credit and very little debt. When I bought my truck the finance asshole presented me with a rate double what I actually qualify for. Not predatory scammers? Give me a break.

Not to mention their warranty "scams". Selling third party warranties for vehicles that actually qualify for manufacturer extended warranties... that they push as "bumper to bumper", but are FILLED with exceptions that they won't pay for.

The overwheing majority of people that work in sales/finance at dealerships are scum. The overwhelming majority of dealerships actively f*** their customers. Hell, it's part of their strategy and business model.

 

[Clownish]

Is RayG some way cooler version of RayP? Or is RayP going through some sort of identity crisis?

How 'bout Ray J?

 

[Kaners Bald Spot]

If a large part of your occupations training revolves around psychological manipulation, chances are you can't argue it's a very moral line of work.

That is every job that has ever existed.

 

[Pez68]

That is every job ever.

Your life perspective is not healthy, and it explains SO MANY of your struggles. You really need to be talking to someone.

 

[DisgruntledHawkFan]

This is total bullshit. Every single time I've gone to purchase a vehicle, I've had the dealership try to give me a shit loan from some shit loan company that their dealership pushes. And I have impeccable credit and very little debt. When I bought my truck the finance asshole presented me with a rate double what I actually qualify for. Not predatory scammers? Give me a break.

Not to mention their warranty "scams". Selling third party warranties for vehicles that actually qualify for manufacturer extended warranties... that they push as "bumper to bumper", but are FILLED with exceptions that they won't pay for.

The overwheing majority of people that work in sales/finance at dealerships are scum. The overwhelming majority of dealerships actively f*** their customers. Hell, it's part of their strategy and business model.

That's my experience and I've had family hold that job.

 

[Kaners Bald Spot]

Your life perspective is not healthy, and it explains SO MANY of your struggles. You really need to be talking to someone.

Am I an uber cynic? Yes, because that is what life has dealt me.
My experiences aren't typical, but if you walked a mile in my shoes, then maybe you'd see where the cynicism comes from.

I used to believe I could do anything if I put my mind to it......until I reached adulthood. It humbled and hardened me.

 

[DisgruntledHawkFan]

That is every job that has ever existed.

Manipulating others then. And I say this coming from the nicest place you'll find anybody arguing with you.

 

[Kaners Bald Spot]

Manipulating others then. And I say this coming from the nicest place you'll find anybody arguing with you.

Isn't that the definition of "office/workplace politics?"

You can't sit here and tell me with a straight face that the people that work hardest/are the best at their job get promoted or pay raises 100% of the time. I'm more likely to believe in a closer to meritocratic system in a union job.

 

[Pez68]

That's my experience and I've had family hold that job.

People that don't believe this are typically those who don't want to believe they're being scammed, or have no idea how any of it works. I got f***ed once when buying a vehicle and vowed never again.

When I bought my truck I actually had to tell the finance guy that if he tried to bullshit me on one more aspect of the sale, they could go f*** themselves. This was after the interest rate nonsense, and after he tried to sell me their "bumper to bumper" warranty from some third party warranty company I had never even heard of. Insisting it was bumper to bumper even though it didn't cover any SRS or electrical problems... lol

Told him I'd go elsewhere to buy a truck, and make sure I went scorched earth on every review platform imaginable on how dishonest their sales practices are. Along with filing a complaint directly with FCA. He apologized and spent the next 10 minutes just printing out the paperwork for the lender I told him to use, and I left. I'll never be back to that dealership. They're lucky I didn't walk out, actually. But the price I paid for the truck was hard to beat.

 

[DisgruntledHawkFan]

Isn't that the definition of "office/workplace politics?"

You can't sit here and tell me with a straight face that the people that work hardest/are the best at their job get promoted or pay raises 100% of the time. I'm more likely to believe in a closer to meritocratic system in a union job.

That's a gross misunderstanding of how union gigs operate.

 

[RayP]

Life is too short to hate where and who you work for. People in general don’t value their happiness enough especially when it comes to work.

 

[Kaners Bald Spot]

That's a gross misunderstanding of how union gigs operate.

It's based on seniority rather than performance metrics, right? I consider that more meritocratic because I think that performance metrics are BS. Except stuff like Sales, which is very objective, who is watching the watcher?

 

[DisgruntledHawkFan]

It's based on seniority rather than performance metrics, right? I consider that more meritocratic because I think that performance metrics are BS. Except stuff like Sales, which is very objective, who is watching the watcher?

It's entirely seniority based. Merit means nothing.

 

[Kaners Bald Spot]

It's entirely seniority based. Merit means nothing.

I consider that more palatable because it's more motivating, at least to me. You KNOW that if you go in and put in your time, and do your job, you'll be rewarded. That is how it used to work and that is how it should work. Makes for better and happier workers.

Merit is BS anyway because it's 100% subjective where seniority is 100% objective.

 

[Pez68]

It's based on seniority rather than performance metrics, right? I consider that more meritocratic because I think that performance metrics are BS. Except stuff like Sales, which is very objective, who is watching the watcher?

More of this... Come on man. Lol

 

[No Fun Shogun]

Me as a banker seeing people focus their anger at other jobs: