I did that initially, but the rewards would have been a cheaper option in hindsight.... still cheap as hell for the content.
Oh I completely disagree on the heavy hitters... Nintendo puts out ~2 heavy hitters a year which is typically more than the other companies. You're forgetting about Smash, Mario Kart, Animal Crossing, Splatoon, Pokemon (not my thing, but people love it), Metroid, and Kirby. Nothing is going to touch BotW (except maybe Tears of the Kingdom), but they release a ton of great content consistently. They just don't do a bunch of mature content... basically Bayonetta there.
The SSD advantage isn't nearly as much as a the feature and power advantage the XSX has, but to each their own there. Both play games at high resolutions with mostly acceptable framerates.
Oh the games are clearly better on PS5 vs PS4, but just nothing that is forcing the upgrade (for me) at the moment. To me, this generation as a whole has started off very poorly (I wouldn't have an XSX unless I impulse bought it to have decent performance on Cyberpunk). Basically shit for content the first two years that makes anything worthwhile, and the shortages have forced developers to make a ton of cross gen content. That looks to change in 23, but we heard that song and dance in 22 as well... so we will see.