I think Allar is nuts going back to Penn State next year. This year's QB class is weak, the next good NFL QB that Franklin develops will be the first, the weapons he will have are, at least as of now, suspect, and you always run the risk of injury. I think on balance it's great that NIL is keeping players in college longer, but when you'd be at worst the 3rd QB taken in a league where 10+ teams need guys, it's a bad monetary decision. If anything, go into the portal - Ohio State or Georgia or Alabama would throw a ton of money at him and would almost certainly develop him better than Franklin.