I get it, but the players do not agree, at this point. What outside organisation is this, to decide the players fate on payouts, without their consent ? HC is looking out for their best interests, not the players ?
They agreed that HC would settle for them (due to that settlement, the victim can't go after the players for a civil settlement). Whether they agreed or not with the victim's story is irrelevant. HC assessed through an investigation that regardless of what the players said, the victim was likely sexually assaulted and thus if it went to civil court the victim would likely "win", and they paid out a settlement.
If the victim went directly after the players and their lawyers assessed that the victim would win in a civil case, then they would also advise to make a settlement, regardless of what the player says.
I think the more interesting point in all this, is that the investigation, despite interviewing the players involved (the 5 + the other 3 identified by the victim), came to the conclusion that five players likely sexually assaulted the victim. There was no incentive or bias to get to that conclusion since in the end it would lead to a payout (where if the investigation had led to something inconclusive, or unlikely, HC could have rejected that option).