OT: 105th Obsequious Banter Thread: Penny for Your Thoughts

[Rebels57]

I worked at MBNA in the late 90's and pretty much every doctor, lawyer etc... had a $35k-50k+ card.

I did unsecured lines of credit and I could approve up to $25k without a manager sign off, although they would be reviewed.

We go up to $50K on Business Credit Cards. Beyond that you're in Secured Line of Credit or Loan territory.

 

[Asnito]

I worked at MBNA from 1991-2001 and I can confirm.

Newark?

 

[Kermit the Prog]

Newark?

Started in the Blue Wing, then Deerfield, then Cleveland (1994), then back to Deerfield.

 

[Asnito]

We go up to $50K on Business Credit Cards. Beyond that you're in Secured Line of Credit or Loan territory.

They seemed to be somewhat lax if you met the criteria of the clientele they were looking for.

We were told to upsell to the doctors etc... and downsell to the blue collar worker. The interest rate offered was actually more affected by their occupation than their credit score.

Started in the Blue Wing, then Deerfield, then Cleveland (1994), then back to Deerfield.

I worked in Deerfield which was the old Louviers building, probably passed you in the hallway

 

[Rebels57]

They seemed to be somewhat lax if you met the criteria of the clientele they were looking for.

We were told to upsell to the doctors etc... and downsell to the blue collar worker. The interest rate offered was actually more affected by their occupation than their credit score.

I worked in Deerfield which was the old Louviers building, probably passed you in the hallway

Those type of practices are prohibited by the Fair Lending Act nowadays lol. Occupation cant be a determining factor but obviously Income and Debt-to-Income ratio is still a factor.

 

[Asnito]

Those type of practices are prohibited by the Fair Lending Act nowadays lol. Occupation cant be a determining factor but obviously Income and Debt-to-Income ratio is still a factor.

I actually used to play around with the different occupations and a doctor may be 8% interest and a plumber would be 15%.

Don't remember how many different categories they had, but it was nuts seeing how much the rate would change simply based on occupation.

Edit. Just to clarify we would do phone or internet loans and not verify income like you're doing.

 

[Embiid]

The felon was fingered...

Severed finger left behind at crime scene helps police ID potential suspect

Police in North Carolina say a severed finger left at the scene of an attempted home invasion led investigators to a suspect in the case.

www.fox5ny.com

 

[Embiid]

Don't know about anybody else but I believe I would survive this along with my supermodel concubine. We would commence repopulating the earth..

Nuke war with Putin could wipe out 5 BILLION & block out the sun, experts warn

A NUCLEAR war with Putin could wipe out five billion people and block out the sun for several years, experts have warned. Fears are growing that Putin is escalating the nuclear threat in the war in…

www.the-sun.com

 

[landsbergfan]

 

[Chinatown88]

 

[Kermit the Prog]

I first remember seeing him in The Young Ones as a Cockney bouncer in the hallway after Mike turned Rik's bedroom into a roller disco.

 

[CanadianFlyer88]

TIL that Robbie Coltrane and I were born in the same Glasgow suburb.

 

[TB87]

Finished Under the Banner of Heaven the other day. Anyone else watch this show? It was wild and Andrew Garfield was phenomenal in it. Incredible performance. Also, there’s Daisy Edgar Jones you guys lol

 

[Jack Straw]

NOOOOO!

 

[prototypical4thliner]

Torn between watching Harry Potter and Goldeneye now.

 

[Hollywood Cannon]

@JojoTheWhale

 

[JojoTheWhale]

@JojoTheWhale

I don’t want to mention names in public, but I know a guy that gets redemption autos that were never mailed in large quantities. I used to buy cases off the back of a truck that were backdoored from REDACTED MANUFACTURER that would come with a “bonus” pack of some of the hits that were saved for replacements. The whole industry is this corrupt.

If anyone is reading this and thinking of extolling the virtues of PSA again, please stop deluding yourself. They’re shitgarbage too.

 

[wankstifier]

I don’t want to mention names in public, but I know a guy that gets redemption autos that were never mailed in large quantities. I used to buy cases off the back of a truck that were backdoored from REDACTED MANUFACTURER that would come with a “bonus” pack of some of the hits that were saved for replacements. The whole industry is this corrupt.

If anyone is reading this and thinking of extolling the virtues of PSA again, please stop deluding yourself. They’re shitgarbage too.

This post is a PSA 10

 

[Lord Defect]

I don’t want to mention names in public, but I know a guy that gets redemption autos that were never mailed in large quantities. I used to buy cases off the back of a truck that were backdoored from REDACTED MANUFACTURER that would come with a “bonus” pack of some of the hits that were saved for replacements. The whole industry is this corrupt.

If anyone is reading this and thinking of extolling the virtues of PSA again, please stop deluding yourself. They’re shitgarbage too.

I’m down for this scheme if you’re getting a crew together

 

[Jack Straw]

 

[Cody Webster]

@JojoTheWhale

 

[Captain Dave Poulin]

View attachment 594342

Damned good puppy there.

 

[Jack Straw]

 

[trostol]

nifty lil bit of trivia

While filming, Burton Gilliam (Lyle, the henchman of Taggart (Slim Pickens)) was having a difficult time saying the word "Racial Slur", especially to Cleavon Little, because he really liked him. Finally, after several takes, Little took Gilliam off to the side and told him it was okay because these weren't his words. Little jokingly added, "If I thought you would say those words to me in any other situation we'd go to fist city, but this is all fun. Don't worry about it."

 

[Surrounded By Ahos]

nifty lil bit of trivia

While filming, Burton Gilliam (Lyle, the henchman of Taggart (Slim Pickens)) was having a difficult time saying the word "Racial Slur", especially to Cleavon Little, because he really liked him. Finally, after several takes, Little took Gilliam off to the side and told him it was okay because these weren't his words. Little jokingly added, "If I thought you would say those words to me in any other situation we'd go to fist city, but this is all fun. Don't worry about it."

@sheriff bart for your fyi