A club like Chelsea certainly deserves criticism for some of their youth recruitment practices, but at least they have a good track record for developing them, they have just historically not given many chances at Chelsea. They've certainly made a lot of money on buying cheap youth prospects, developing them, then loaning and selling them since they have world class training and development facilities. They tend to loan a lot to the places you've mentioned as well, which has been smart business. It's certainly not the club a prospect should go to if they want playing time at the club though, and most other big teams do a much worse job at this so players definitely shouldn't go there.
If you're a young prospect looking for playing time in a quality league for the club you signed with, I agree with your list. I'd add top end clubs in Belgium as well, they have a good track record with 17-22 year olds.