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Jakey53

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Aug 27, 2011
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Starts at home. Kids don't respect their parents. The PC culture has destroyed any type of discipline.
Both parents working, leaving them at daycare during the most important years of their life. We are seeing the results right before our eyes.
 

rt

Clean Hits on Substack
Both parents working, leaving them at daycare during the most important years of their life. We are seeing the results right before our eyes.
Millennials and Generation X are people who are currently 27 to 56 years old, I believe. These people had working parents, too. Dual income homes, and working single parents isn’t new to Zoomers. The Generation X and Millennial generation are largely products of divorce and daycare.

Would you tell people in their 40s and 50s that they’re a bunch of no-good nick, wet behind the ears, disrespectful kids that weren’t raised right?

It was your generation, Jake. You people born 1953 that couldn’t keep their families together. :) It was your generation that thought of, purchased, and distributed the participation trophies. I blame the Boomers. They did it. They couldn’t live up to their parents fine work. The Greatest Generation truly was. And what did the Boomers do with the golden roads paved for them by their glorious forebearers? Squandered it with Hippy Dippy bullshit. Free love, and disco techs. No accountability. No discipline. No sense of duty. The Boomers were soft. It’s a miracle the GenX and Millennials turned out as well as they did. After all, they were raised by these rotten, snot-nosed, ungrateful, disrespectful Boomers.
 
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Jakey53

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Aug 27, 2011
30,698
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Millennials and Generation X are people who are currently 27 to 56 years old, I believe. These people had working parents, too. Dual income homes, and working single parents isn’t new to Zoomers. The Generation X and Millennial generation are largely products of divorce and daycare.

Would you tell people in their 40s and 50s that they’re a bunch of no-good nick, wet behind the ears, disrespectful kids that weren’t raised right?

It was your generation, Jake. You people born 1953 that couldn’t keep their families together. :) It was your generation that thought of, purchased, and distributed the participation trophies. I blame the Boomers. They did it. They couldn’t live up to their parents fine work. The Greatest Generation truly was. And what did the Boomers do with the golden roads paved for them by their glorious forebearers? Squandered it with Hippy Dippy bullshit. Free love, and disco techs. No accountability. No discipline. No sense of duty. The Boomers were soft. It’s a miracle the GenX and Millennials turned out as well as they did. After all, they were raised by these rotten, snot-nosed, ungrateful, disrespectful Boomers.
My family are all together, thank you very much. I agree, my generation started this mess and it's continuing today. Most live way beyond their means, want a big house, new cars, and how dare I forget we need the latest cell phone and computer that comes out every year. Before CC's everyone had to buy with cash, so if you didn't have cash you couldn't buy it. Now, most have probably five or six CC's and most are tapped out, live check to check etc. etc. The Boomers may have started it, but the GenX and Millennials have picked up right where the Boomers left off. You are right, there is no accountability or discipline but please don't try and put all the blame on the Boomers. I believe it all starts at home, and if you don't have time for them, they won't have time for you.
 
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rt

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My family are all together, thank you very much. I agree, my generation started this mess and it's continuing today. Most live way beyond their means, want a big house, new cars, and how dare I forget we need the latest cell phone and computer that comes out every year. Before CC's everyone had to buy with cash, so if you didn't have cash you couldn't buy it. Now, most have probably five or six CC's and most are tapped out, live check to check etc. etc. The Boomers may have started it, but the GenX and Millennials have picked up right where the Boomers left off. You are right, there is no accountability or discipline but please don't try and put all the blame on the Boomers. I believe it all starts at home, and if you don't have time for them, they won't have time for you.
It. Was. A. Joke.
 
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TheLegend

"Just say it 3 times..."
Aug 30, 2009
38,682
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Buzzing BoH
Particularly housing. Many people spend a high percentage of their income on rent. Multigenerational living was more prevelant long ago, and is now making a comeback, about 20% of households.

Multigenerational Living Is the New Rapidly Growing Trend - Family First - Blue Zones.

Average price on rents in San Diego is ~$1,850 per month now. It's going to get worse if they pass an initiative that is reportedly designed to repeal Prop 13, which was passed in the mid-70's and put huge restrictions on property taxation. Despite the fact CA has a booming GDP (it passed the United Kingdom in 2018 to become 5th in the world) it's got a soaring homeless problem and the the gap between haves and have-nots is getting worse.
 
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Jakey53

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Aug 27, 2011
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Cost of living is rising so much faster than wages are, it's going to be tough to buck that trend.
True, then try to find a family member, friend or someone you know and trust. If you have the will, there is a way. Your kids need you the first six or so years of their life more than any other time, and that is what has been missing. Maybe buy that smaller, older cheaper home, or maybe buy a car that you pay cash with no monthly payment, or heaven forbid, keep your cell phone more than one year and have no payments there. etc. so the mother can stay home. You have to get your priorities straight.
 
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rt

Clean Hits on Substack
True, then try to find a family member, friend or someone you know and trust. If you have the will, there is a way. Your kids need you the first six or so years of their life more than any other time, and that is what has been missing. Maybe buy that smaller, older cheaper home, or maybe buy a car that you pay cash with no monthly payment, or heaven forbid, keep your cell phone more than one year and have no payments there. etc. so the mother can stay home. You have to get your priorities straight.
My wife and I have been extremely lucky. Her mom is retired and lives a few miles down the road. My mom is retired and lives a few miles down the road. Our kids have always just gone to grandma’s house during the work day. My mom has a doctorate in early childhood development and worked in elementary education for 35 years. My wife’s mom was a stay-at-home mom for both my wife and her brother. They like keeping our kids and our kids like going there. They just alternate days.

It’s the next best thing to stay-at-home mom.
 

awfulwaffle

Registered User
Jun 20, 2011
11,986
1,993
Dallas, TX
Particularly housing. Many people spend a high percentage of their income on rent. Multigenerational living was more prevelant long ago, and is now making a comeback, about 20% of households.

Multigenerational Living Is the New Rapidly Growing Trend - Family First - Blue Zones.

That's the worst part. I'm currently looking for a place in Dallas. Condo or house. But it's just so darn expensive. With HOA fees, on top of my student loans, car loan, it's outrageous. And I have a good paying job. And the prices there seem to be better than here. Renting is the worst thing ever. I was paying $1,100 a month for a studio in Tempe for the longest time. Worst mistake I ever made. But kind of made me realize what I could afford/not afford when shopping. I was just complacent and hate moving. Been living with a buddy for $500 a month since January, my bank account likes that.
 
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Sinurgy

Approaching infinity
Feb 8, 2004
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4,379
AZ
Starts at home. Kids don't respect their parents.



The parents have a lot to do with that. Just saying.

On a side note...anyone know how to specify the end time of a youtube video in HF? For whatever reason the MEDIA tag doesn't seem to honor the start and end parameters.
 
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Sinurgy

Approaching infinity
Feb 8, 2004
12,666
4,379
AZ
True, then try to find a family member, friend or someone you know and trust. If you have the will, there is a way. Your kids need you the first six or so years of their life more than any other time, and that is what has been missing. Maybe buy that smaller, older cheaper home, or maybe buy a car that you pay cash with no monthly payment, or heaven forbid, keep your cell phone more than one year and have no payments there. etc. so the mother can stay home. You have to get your priorities straight.
Those who have those options usually take them Jakey, most who don't do what they can. You seem to have this picture in your mind where people living in nice houses and driving nice cars are then pretending like daycare is their only option. While those types exist, I don't think that's representative of most people. You're basically just shaming poorer people who are trying to make ends meet.
 

Sinurgy

Approaching infinity
Feb 8, 2004
12,666
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AZ
See Dave Ramsey
My impression of Dave Ramsey is that he's great at helping people who are poor with money. His techniques get them out of debt and help keep it that way. However if you're not poor with money, a lot of his advice is kind of dumb, particularly his stance on credit cards.
 
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MIGs Dog

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Jan 3, 2012
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My impression of Dave Ramsey is that he's great at helping people who are poor with money. His techniques get them out of debt and help keep it that way. However if you're not poor with money, a lot of his advice is kind of dumb, particularly his stance on credit cards.

Agree. Overall he has helped a lot of people, but his investing advice is expensive (recommends using a commission based advisor to buy actively managed mutual funds), and I also think education debt is not all bad if done judiciously for a degree with a good chance of returning the money.
 
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Jakey53

Registered User
Aug 27, 2011
30,698
9,556
Those who have those options usually take them Jakey, most who don't do what they can. You seem to have this picture in your mind where people living in nice houses and driving nice cars are then pretending like daycare is their only option. While those types exist, I don't think that's representative of most people. You're basically just shaming poorer people who are trying to make ends meet.
I disagree. Go to a daycare facility and watch what kind of cars show up. I had a business next to one such facility and I was shocked at what kind of cars pulled up. I'm talking MB, BMW, Lexus etc. People are more worried about material things they can show off to their friends than they care about the early stages of their kids development. If you don't have car payments or have to pay daycare you are probably pretty close to the salary a woman makes, in most cases anyway. Get your priorities straight. Do you want kids who you can enjoy your entire life, or a new car you can show off to your friends?
 
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Jakey53

Registered User
Aug 27, 2011
30,698
9,556
My impression of Dave Ramsey is that he's great at helping people who are poor with money. His techniques get them out of debt and help keep it that way. However if you're not poor with money, a lot of his advice is kind of dumb, particularly his stance on credit cards.
Every time I turn Ramsey on I have to turn to another station after a couple of minutes. I mean, listen to the people who call in and the questions they ask. Can't believe how dumb people really are.
 

Coyotedroppings

Registered User
Jul 16, 2017
7,165
6,028
My impression of Dave Ramsey is that he's great at helping people who are poor with money. His techniques get them out of debt and help keep it that way. However if you're not poor with money, a lot of his advice is kind of dumb, particularly his stance on credit cards.
Poor with money is exactly what I was responding to. Thing is, his advice helps people become better with money, once they see the improved bank account, they start to get excited about proper money management, move forward and become better.
 

Coyotedroppings

Registered User
Jul 16, 2017
7,165
6,028
I disagree. Go to a daycare facility and watch what kind of cars show up. I had a business next to one such facility and I was shocked at what kind of cars pulled up. I'm talking MB, BMW, Lexus etc. People are more worried about material things they can show off to their friends than they care about the early stages of their kids development. If you don't have car payments or have to pay daycare you are probably pretty close to the salary a woman makes, in most cases anyway. Get your priorities straight. Do you want kids who you can enjoy your entire life, or a new car you can show off to your friends?
Pretty much hit the nail on the head here Jakey. While there are those with little alternative, there are FAR more that think they need everything.
 

Coyotedroppings

Registered User
Jul 16, 2017
7,165
6,028
Every time I turn Ramsey on I have to turn to another station after a couple of minutes. I mean, listen to the people who call in and the questions they ask. Can't believe how dumb people really are.
Extremely dumb, refinancing to eliminate credit card and other debts, the list goes on. People have been programed to be consumers and need someone like Dave Ramsey to show them a better way. If you were interested, you can check him out on Youtube and selectively watch what may interest you, based on reading the topic.
 
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