OT: 'Off topic' thoughts

I’d guess similar to the Covid years there could be some great deals in the near future,
This won't be anything like the COVID market reversal. The only reason the economy and the market reversed in 2020 and 2021 was because of the massive stimulus that was pumped into the market (and, yes, I very much appreciate that created some of the issues we are seeing today). There will be no stimulus now. Instead, what will happen is that the wealth gap will grow exponentially larger.
 
In Canada, mortgage rates briefly got close to the 20% range in 1982 but that never, NEVER, happened in the 1990’s as some people tried to falsely proclaim.

I have records of the five year rates for every year back to 1954. I'm showing the 90's highest rate was 10.25% in 1994.
 
I have records of the five year rates for every year back to 1954. I'm showing the 90's highest rate was 10.25% in 1994.
I'm presuming that's 5 year fixed. You want to see what it topped out at your going to need the floating rate

@Donnie740 I've already said I got the date wrong and it was mid to late 80's, everybody on here can see I've admitted it but congratulations
You won the internet, I hope it comes with a medal 🏅
 
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I'm presuming that's 5 year fixed. You want to see what it topped out at your going to need the floating rate

@Donnie740 I've already said I got the date wrong and it was mid to late 80's, everybody on here can see I've admitted it but congratulations
You won the internet, I hope it comes with a medal 🏅

Yes, those were five year fixed.
 
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What’s going on, in one week both Greg Millen and Ray Shero, both 62 pass away with no cause given……..
Thought Sportsnet did a great job last night before and during the broadcast of honoring Greg Millen - was literally listening to him call Flames games the week before, and praising the hell out of Kadri. Reminded me that he was commenting on Leafs games while Kadri was here too.

Really sad news.
 
Hey anyone seen the new thing going around? Pets are bad for the environment and whatever. What the heck is going on hahaha

This some screw loose shit haha

Me and my dog say f**k that, this shits going way too far……..

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Columbus is up 5-0 vs the Islanders..

Man. Washington should be thanking their lucky stars that Montreal won yesterday and clinched, Because Columbus would have gone into the playoffs on absolute fire if they had gotten in and would have been a very dangerous opponent.
 
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Hey anyone seen the new thing going around? Pets are bad for the environment and whatever. What the heck is going on hahaha

This some screw loose shit haha

There are so, so many things we can do to reduce our environmental impact and these freaking taints are going after the PET impacts?

If you're not talking about the very real and negative effect feral cats have on an ecosystem then f*** off and leave the pets alone because there's way bigger problems. Jesus Christ.
 
For all you guitar fans out there, I took delivery of this custom build a couple of weeks ago. More pics and all the specs can be found here.


TBH I don't have a lot of experience with high end guitars but my impression is that the bang for the buck is incredible. This guy apparently has a day job so it's something of a hobby for him I guess, seems like he's built less than 100 guitars in the 10 years or so he's been doing this. He sure as shit knows what he's doing though, amazing piece of work and I'm thrilled to get such a quality instrument at such a bargain price from a Canadian. Guy lives in Nova Scotia, also the pickups are Vineham pickups which I chose because they're also Canadian made by a guy in Newfoundland.

If interested in ordering a custom guitar, I can't recommend this guy highly enough. Very communicative throughout, and his website has pics/specs for maybe even all the guitars he's built over the years, they are just beautiful!

cody12.jpg

 
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There are so, so many things we can do to reduce our environmental impact and these freaking taints are going after the PET impacts?

If you're not talking about the very real and negative effect feral cats have on an ecosystem then f*** off and leave the pets alone because there's way bigger problems. Jesus Christ.
These prople are nuts, I’d never give up my pets, never……..
 

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