Let's be real here: Florida is doing this now because they want to have the last laugh on an emerging Carolina team that has far more of a second wave of talent coming up (Nikishin, Stankoven, Blake), all of their draft picks, and massive cap space for their own blockbuster addition. Florida very much lacks the first two things, but it doesn't mean they are not dangerous. As a result, they want to go all in for ~3 years or so before their core rots out of contention status. This is about as good a play as they possibly can make to hold off the Carolina machine.