OT: 110th Obsequious Banter Thread: Giving 110% and more

[landsbergfan]

Many people use these with work phones.

-- Guy who tracks this in the course of everyday work.

This just makes me have more questions...plugs? power banks? laptops? it seems like those public chargers are the least convenient option out of anything haha

 

[landsbergfan]

For the people that have purchased a new car, did you buy into any of the additional coverage the dealer tried selling you; paint and fabric protection, complete protection, extra warranty?

I dont, but they aren't without value. Just a numbers game. Just know that their cost for those items are significantly lower than what they initially offer you. They often start way high so you end up thinking you got a great deal, but you can buy this stuff from third parties after the fact too. (generally cheaper before your factory warranty expires) . Also depends what youre buying. You're spending the money now on a possible repair 5-10 years down the line.

Personally I enjoy adding a bit of risk to the deal, but I also dont mind doing some of the work myself.

 

[Beef Invictus]

@Beef Invictus

My people

 

[Flybynite]

How does some 20 year old National Guard member have access to top level US military intelligence?

My bad apparently '21'



The discord it was initially released by him onto was called "Thug Shaker Central" and a collection of gun crazy white supremacists.

 

[Cody Webster]

I dont, but they aren't without value. Just a numbers game. Just know that their cost for those items are significantly lower than what they initially offer you. They often start way high so you end up thinking you got a great deal, but you can buy this stuff from third parties after the fact too. (generally cheaper before your factory warranty expires) . Also depends what youre buying. You're spending the money now on a possible repair 5-10 years down the line.

Personally I enjoy adding a bit of risk to the deal, but I also dont mind doing some of the work myself.

The dealer I bought my car from was offering the top protection plan for 10 years/100k miles for $3,672. My cousin-in-law owns quite a few local dealerships, so I reached out to him and he can get me a very similar plan for $1,000 less, so I'll go through him, if I decide to get it

 

[Beef Invictus]

How does some 20 year old National Guard member have access to top level US military intelligence?

My bad apparently '21'



The discord it was initially released by him onto was called "Thug Shaker Central" and a collection of gun crazy white supremacists.

Note to self: don't share national secrets online for "the lulz"

 

[landsbergfan]

Note to self: don't share national secrets online for "the lulz"

I shared some secrets with @Magua and then he stopped playing with me

 

[Embiid]

How does some 20 year old National Guard member have access to top level US military intelligence?

My bad apparently '21'



The discord it was initially released by him onto was called "Thug Shaker Central" and a collection of gun crazy white supremacists.

Reminds me of an article I read where the military brass has said that they are worried about these types increasingly infilitrating or comprising a larger share of the military ranks. That and fat people... Basically, an internal insurgency. Not surprising....chickens coming home to roost after decades of exporting hate and bigotry overseas with certain military "adventures."

 

[Embiid]

Interesting stats....

Yeah traditiinal marital "roles" turned upside down due to income disparities...

The Primary Breadwinner Is Disappearing From More Homes

The economics of marriage are changing, but women still take on more of the unpaid labor, according to new data from Pew Research Center.

www.wsj.com

 

[Magua]

I shared some secrets with @Magua and then he stopped playing with me

 

[BackToTheBrierePatch]

How does some 20 year old National Guard member have access to top level US military intelligence?

My bad apparently '21'



The discord it was initially released by him onto was called "Thug Shaker Central" and a collection of gun crazy white supremacists.

Life in prison with no parole at minimum

 

[LegionOfDoom91]

 

[Lotusflower]

Why move to a major American city, especially one in the NE, and complain about street noise when the weather's nice?
Bikes, ATVs, Cars with loud engines, stereos and speakers. Ambient noise of the city. I love it.
These transplants slay me.

 

[Beef Invictus]

I am absolutely shocked that they don't have insane car debt. What are they even spending on??

 

[Magua]

I am absolutely shocked that they don't have insane car debt. What are they even spending on??

Ken’s Lite.

 

[achdumeingute]

I am absolutely shocked that they don't have insane car debt. What are they even spending on??

I mean the student loans at 335k is probably part of the problem here.

Student loans are terrible, and don't need to be so predatory.

 

[Embiid]

They are lucky they are both young because serious medical conditions could dogpile on them later on. Many Americans that fall into debt actually fall into major debt this way and not because they are profilgate spenders or complete financial illiterates like them. Once again, this country needs to educate the society in financial literacy and basic civics.

 

[achdumeingute]

They are lucky they are both young because serious medical conditions could dogpile on them later on. Many Americans that fall into debt actually fall into major debt this way and not because they are profilgate spenders or complete financial illiterates like them. Once again, this country needs to educate the society in financial literacy and basic civics.

We have not seen the crippling medical debt yet (typically) in the youngest age groups. Housing prices have inflated like 150% Since 1970 and the income to price ratio is large too. If you are spending 40% of earnings ect on rent/mortgage, I think it's easy to see how people get into these sort of financial traps. The class divide is only growing.

Not to say THESE people didn't waste it all on trips/booze/food, ect

 

[Embiid]

We have not seen the crippling medical debt yet (typically) in the youngest age groups. Housing prices have inflated like 150% Since 1970 and the income to price ratio is large too. If you are spending 40% of earnings ect on rent/mortgage, I think it's easy to see how people get into these sort of financial traps. The class divide is only growing.

Not to say THESE people didn't waste it all on trips/booze/food, ect

It doesn't sound like they have kids either....tack on about 300k per child on avg until they are out on their own which is also extending longer. American cost of living doesn't help either because we promote a toll booth economy of "economic rents." We get blown away by many other developed nations in this regard...

 

[Lord Defect]

Who’s giving them that type of credit?

 

[Lord Defect]

 

[trostol]

maybe people just do not know how to live in their means...if i was 29 and making 6 figures i sure as hell would be saving and planning to retire at like 50

 

[wankstifier]

IRS, I paid my taxes and accepted a very measly return. Don’t come after me, bro

“Acting within your means” is to accept that you shouldn’t seek an advanced degree, buy a home, make babies, or get severely sick/injured.

Why move to a major American city, especially one in the NE, and complain about street noise when the weather's nice?
Bikes, ATVs, Cars with loud engines, stereos and speakers. Ambient noise of the city. I love it.
These transplants slay me.

Because f*** cars. I love cities, but they’re waaaay louder than they should be. That ambient noise might be damaging your hearing

 

[DancingPanther]

maybe people just do not know how to live in their means...if i was 29 and making 6 figures i sure as hell would be saving and planning to retire at like 50

I put away 15% to retirement lol. Have been since day 1.

 

[Beef Invictus]

We have not seen the crippling medical debt yet (typically) in the youngest age groups. Housing prices have inflated like 150% Since 1970 and the income to price ratio is large too. If you are spending 40% of earnings ect on rent/mortgage, I think it's easy to see how people get into these sort of financial traps. The class divide is only growing.

Not to say THESE people didn't waste it all on trips/booze/food, ect

If it's food and booze it isn't wasted, unless the food is broccoli, tomatoes, chicken salad, eggs, pancakes, and pears.