OT: 110th Obsequious Banter Thread: Giving 110% and more

[BigToe]

We were talking about headphones, but my speaker setup too.

Ah. I thought you were EQing songs for a sec.

 

[Embiid]

So now the rating agencies are chiming in.....it won't help matters.

Moody's cuts outlook on U.S. banking system to negative, citing 'rapidly deteriorating operating environment'

The firm, part of the big three rating services, said it was making the move in light of key bank failures.

www.cnbc.com

 

[Hollywood Cannon]

Welp, my four screen device heads closer to being not needed.

 

[Embiid]

DaVinci was DaMan..

New research claims Leonardo da Vinci was son of a slave

Leonardo da Vinci, the painter of the "Mona Lisa" and a symbol of the Renaissance, was only half-Italian, his mother a slave from the Caucasus, new research revealed on Tuesday.

www.france24.com

 

[Flybynite]

Welp, my four screen device heads closer to being not needed.

OR you could watch 16 games using those 4 devices...

 

[achdumeingute]

This is why I leapt at a chance to get a car at below national average sale price in a region where that doesn't happen. I'd settled into the reality that we were gonna have to limp my wife's car along for several more years and had to change gears immediately.

Interest rates are gonna be rough and there's no dodging that even if you find a deal, though.

Smart! Yes sir. I just checked my usual lender, 5.5, when it was 2.99 1 years back, with excellent credit.

The problem is that "needing stuff now" category.

 

[Beef Invictus]

Smart! Yes sir. I just checked my usual lender, 5.5, when it was 2.99 1 years back, with excellent credit.

The problem is that "needing stuff now" category.

We were given 5.45 but talked it down to 5.2. which required some mild begging on the part of the finance guy.

 

[achdumeingute]

We were given 5.45 but talked it down to 5.2. which required some mild begging on the part of the finance guy.

Car loans are very easy to refi later if rates come down...costs you more for the car overall, but eh..it depends on what you want/need. Car is one of those things, hard to do without unless you are in a large city.

I had an 860 car payment on a 7yr loan. I refied two years in to another 7 year...now 650...cause I needed 200 cash flow per month. I'd love to do it again, but it will then be paying 75k for a 60k car. I'll have payed ~68k by the end now...hard to justify.

 

[Beef Invictus]

Car loans are very easy to refi later if rates come down...costs you more for the car overall, but eh..it depends on what you want/need. Car is one of those things, hard to do without unless you are in a large city.

I had an 860 car payment on a 7yr loan. I refied two years in to another 7 year...now 650...cause I needed 200 cash flow per month. I'd love to do it again, but it will then be paying 75k for a 60k car. I'll have payed ~68k by the end now...hard to justify.

We've got payments at 400, so I think we will be good.

Luckily, the initial lowest rate was the dealer finance and not the bank. When it's a bank there's just no leeway. When it's the dealer's, the finance guy can call over to push for a reduction.

When we bought my car it worked nicely for me anyway. Bank wasn't going to budge, so they met my price/value hopes by tossing in lifetime free oil and filters. Still cost a grand extra, but at that price it's already paid for itself and is profit now. Will end up saving more than any interest shaving could have gotten me. But that was back when nobody was buying and dealers were desperate.

 

[Lord Defect]

Welp, my four screen device heads closer to being not needed.

You can watch 16 games now

 

[Lord Defect]

Lol f***ing New Jersey signed a symbolic trade partnership with a pretend country run by a cult leader.

 

[BackToTheBrierePatch]

All you guys in your big fancy expensive cars.

 

[Cody Webster]

 

[Lord Defect]

 

[Embiid]

 

[Embiid]

Independence Day baby..

Pentagon issues warning over 'alien mothership UFO sending probes to Earth'

Probes in the form of unidentified flying objects could be being sent to Earth by an alien mother ship in a similar style to how NASA uses smaller ships to explore other planets in the solar system

www.dailystar.co.uk

 

[Embiid]

More money to gamble with....TBTF....lovely

Big fish eat little fish...

MSN

 

[Embiid]

Look for more news with Credit Suisse ....big Euro bank in trouble.

Credit Suisse to delay its 2022 annual report after a 'late call' from the SEC

Credit Suisse announced that it will delay the publication of its 2022 annual report after a late call with the SEC on Wednesday night.

www.cnbc.com

Looking ugly...comparisons to Lehman moment....also that they are too big to save.....

Credit Suisse shares tumble to new record low as European banking sector reels

Swiss banking giant Credit Suisse on Wednesday saw its shares fall to a new record low, pressuring the broader market and the rest of the European banking...

www.marketwatch.com

 

[Lord Defect]

My heart says plisken, my head says terminator.

 

[BernieParent]

My heart says plisken, my head says terminator.

1) Terminator
2) RoboCop
3) Snake
4) Mad Max

 

[Beef Invictus]

@trostol I'm getting a pro cricket team

 

[Lord Defect]

1) Terminator
2) RoboCop
3) Snake
4) Mad Max

Robocop was taken out by a bunch of methheads.
1,3,4,2. The gap between 1&3 is much further than 4&2

 

[trostol]

@trostol I'm getting a pro cricket team

you..are?

 

[PDX Flyer]

Bernie turned 5. Yes that is a plush toy of a cake with candle that my Mother sent him.

 

[Beef Invictus]

you..are?

I am. Washington Freedom, hoping to start by 2025 at GMU which is like 10-15 minutes from me.

There's a big population of former colonial residents around here.