Got a call from State Farm today about the new house. Apparently the shingles on the roof have been discontinued. The only way they'll continue to cover it is if we take a $10k deductible (for all perils, not just the roof), and agree to replace it before the first year is up. We have a week to respond before they drop us, effective immediately. I think that's what they'd prefer.
So yeah, let's say the dishwasher breaks and floods the downstairs. We'd be out $10k because the roof has the wrong shingles. How does that even begin to make sense?
I've been with them for over 10 years, maybe 15, but I guess it's time to move on. Even if we were ready to replace the roof, f*** those strong-arm tactics. Is anyone particularly impressed by their insurance company?
Edit: We're moving everything, not just the homeowner's policy. So auto and personal articles as well.