Yeah, edited.
My home insurance nearly doubled recently, but I still have it. USAA isn't offering new policies but isn't leaving entirely. Many others have already left. The only solution is government regulation, and so for a good time we can all have a lovely debate about the merits of the Fed (or states) simply clipping the profits of an entire industry with forced pricing or other regulations (such as "you can't leave"). There's an entire half of the country which thinks any govt regulation is too much.
Anyway, there's no easy solution. The risks are skyrocketing, the costs as well, so insurance by definitions gets more expensive. How to manage it all is gonna be a fun debate, eh?