OT - NO POLITICS Autumn edition- foliage, cider doughnuts & pumpkin everything.

[Donnie Shulzhoffer]

Yeah I’d like to think rates will ease next year. Something’s gotta give here. Shit inventory. Crazy high home values. Crazy high taxes and insurance.

The interest rates are all a f***in scam lol i swear it’s a made up number. Some rich assholes wake up each day and say “how bad do we wanna f*** with them today?” And then laugh at us

30 percent higher

 

[Bruinaura]

Jack Jones dead at 86: Grammy-winning singer passes away

Jones passed Wednesday night, his family announced, according to KESQ.

www.dailymail.co.uk

Ah yes, the good old days when TV shows had memorable theme songs

 

[caz16]

One of the scariest investments to me is a condo. We are home owners but thought about a condo as we get older. The fees can be crazy and if extra renos are needed, it can be astronomical.

Recently, a condo in Toronto needs major repairs and the cost is an extra $70,000 per unit! It would be cheaper to hire people to take care of the grass, snow clearing, etc., and stay in the house. Of course, health issues may not allow that.

 

[Bruinaura]

One of the scariest investments to me is a condo. We are home owners but thought about a condo as we get older. The fees can be crazy and if extra renos are needed, it can be astronomical.

Recently, a condo in Toronto needs major repairs and the cost is an extra $70,000 per unit! It would be cheaper to hire people to take care of the grass, snow clearing, etc., and stay in the house. Of course, health issues may not allow that.

We have some 55+ communities around here, with small homes where I believe lawn maintenance is included. Someday that is probably something I'll consider since I'm only a couple years away from qualifying now

 

[caz16]

We have some 55+ communities around here, with small homes where I believe lawn maintenance is included. Someday that is probably something I'll consider since I'm only a couple years away from qualifying now

I think small houses that are condos are a better investment than high rises. We had one condo here, a few years ago, that needed new balconies due to them being unsafe. It was also a huge bill to the tenants.

 

[Gee Wally]

I think small houses that are condos are a better investment than high rises. We had one condo here, a few years ago, that needed new balconies due to them being unsafe. It was also a huge bill to the tenants.

I think that may be our next/ final move. A free standing condo.
I have segued into somebody else doing lawn and leaves. I contracted a local outfit here to handle the snow. Hopefully he shows up.

Would like to stay here about another 5 years until the dogs have passed.

 

[TD Charlie]

One of the scariest investments to me is a condo. We are home owners but thought about a condo as we get older. The fees can be crazy and if extra renos are needed, it can be astronomical.

Recently, a condo in Toronto needs major repairs and the cost is an extra $70,000 per unit! It would be cheaper to hire people to take care of the grass, snow clearing, etc., and stay in the house. Of course, health issues may not allow that.

Then there are the horror stories like what happened in Miami. At least i think that’s where it was. That huge building that went down and killed a bunch of people, and then it turns out that there was some different stories on building maintenance and costs associated with it, and who told who etc etc

Scary to think about. I just want my own shit thank you very much lol

 

[TD Charlie]

I think that may be our next/ final move. A free standing condo.
I have segued into somebody else doing lawn and leaves. I contracted a local outfit here to handle the snow. Hopefully he shows up.

Would like to stay here about another 5 years until the dogs have passed.

I have started to look into similar housing for my father. The condo fees are just outrageous, which on their own I could probably stomach. But then the asking price on even run down dated places in not-so-great areas is through the roof too. Makes the monthly cost unreasonable for the time being.

I am more than happy to pay the 50 bucks to a local guy to come cut the grass, and a few hundred for the big clean out at the end of the year. We’ve been doing that for 7 years now. I regret nothing.

 

[DarrenBanks56]

That's the long-term play. My daughter is getting serious about buying a place. I am encouraging her to jump in now with the idea that she can refinance in a year or so is relatively comforting.


I've always done Wordle. Gordle just ended, that was a bummer. My daughter got me into Connections and Strands as well. Great way to kill time on a boring conference call.

You'll get the hang of Connections soon enough, although some of them still go right over my head.

connections is the best. On april fools they had one with pictures. it was even better abd harder.

 

[Johnny Upton]

Yeah I’d like to think rates will ease next year. Something’s gotta give here. Shit inventory. Crazy high home values. Crazy high taxes and insurance.

The interest rates are all a f***in scam lol i swear it’s a made up number. Some rich assholes wake up each day and say “how bad do we wanna f*** with them today?” And then laugh at us

The Mrs and I have discussed possibly moving to her hometown in Western New York at some point down the road, but those rates are definitely putting the squash on that right now. We got lucky and bought in early 2020 and our rate is below 3%. Anything we buy out there would be much higher and hurt our buying power.

I've always done Wordle. Gordle just ended, that was a bummer. My daughter got me into Connections and Strands as well. Great way to kill time on a boring conference call.

You'll get the hang of Connections soon enough, although some of them still go right over my head.

I am absolutely hooked on Strands! It’s a good 5 minute time waster.

 

[eightspokedb]

In Toronto for Iron Maiden.... watching the Bruins on hotel TV ...yea ME!!!!

 

[smithformeragent]

 

[caz16]

Last night a house across from us, one street over, burned down and the two vehicles in the driveway also burned - so scary to see. It was intense - no one was home so they don't know the cause. I hope there were no animals inside. I worked with someone whose house burned down and they never found one of her cats, it has haunted her since because she doesn't know if he ran away or if he was still inside. A neighbour got her other cat and her dog out - she was at work at the time.

 

[Alicat]

This is roughly 2 hours southwest of us. The fire danger is coming east tomorrow so please take it seriously. This fire just ignited this morning and has burned 200-300 acres and the wind is pushing it north.

 

[BMC]

Yeah I’d like to think rates will ease next year. Something’s gotta give here. Shit inventory. Crazy high home values. Crazy high taxes and insurance.

The interest rates are all a f***in scam lol i swear it’s a made up number. Some rich assholes wake up each day and say “how bad do we wanna f*** with them today?” And then laugh at us

I'm telling you right now do not look for any reduction in property insurance rates in the near future. We're in the worst cycle I've seen since entering the industry in the early 1980s. A perfect storm of factors is driving this cycle & it's terrible, companies are exiting the market entirely it is so bad.

 

[TD Charlie]

I'm telling you right now do not look for any reduction in property insurance rates in the near future. We're in the worst cycle I've seen since entering the industry in the early 1980s. A perfect storm of factors is driving this cycle & it's terrible, companies are exiting the market entirely it is so bad.

Oh i expect that figure to rise consistently until I die lol.

We had some issues with this house being within a mile and a half from the ocean, despite being much higher and this area literally never flooding once ever in its existence. A lot of shops wouldn’t touch us. Then on one of our two families, since we had to switch the policy over to reflect that we are no longer living there and that doubled the premium.

My auto policies all jumped as well

Everybody always wins, everybody but me lol

 

[Sheppy]

In Toronto for Iron Maiden.... watching the Bruins on hotel TV ...yea ME!!!!

Awesome. They're still fantastic. Saw them last year for the 3rd time.

 

[Bruinaura]

Last night a house across from us, one street over, burned down and the two vehicles in the driveway also burned - so scary to see. It was intense - no one was home so they don't know the cause. I hope there were no animals inside. I worked with someone whose house burned down and they never found one of her cats, it has haunted her since because she doesn't know if he ran away or if he was still inside. A neighbour got her other cat and her dog out - she was at work at the time.

My brother's house burned a few years ago. They were on their way to a movie and their neighbor called and told him there were flames shooting out of the upstairs bedroom window.

Thankfully their dog was in his outside kennel that day.

It was an old house, suspected electrical issue. It was left standing but had to be condemned and eventually torn down. They were able to get a few belongings out but not much.