I'm not sure, but I think so. Doesn't prevent anyone from making it, though. If there is a more beautiful drive anywhere in the world, I'd like to know where it is. Thailand, Costa Rica, Big Sur, and the Amalfi Coast are all contenders in my experience, but nothing takes my breath away like Hana.
Anyway I was referring to the other side of the island, Kapalua to Kahului, which is also stunning, but beautiful in a different way. I'm not sure insurance covers that anymore.
I've been lucky enough to gi to Maui a few times. Always stayed in Kihei at the Menehune Shores (pretty decent Indian Resturant there). If i win the lottery, that will be my new home.