As NYRFAN218 said, that is definitely not a worst case scenario. In the scenario you proposed, the STH price is the floor. Over the past 5 years, there have been many, many games that go under face value and some become a race to the bottom if you don't sell early. A lot has to do with the overall value of the seats (rows 3 and 15 high value, row 14 terrible). I used to come out ahead back in 2014 and 2015, but given the big hikes and poor play since then, certainly not the case anymore. (I'm also not the best reseller. And it definitely helps if you have a few fans you know who will always take a few games each.) Perks have definitely gotten better since the play has dropped-- the experience garden moments are cool and could be very worth it if you have a kid that can ride the zamboni, but the blanket/hat/backpack you can get will not be as valuable as the potential $ losses. That said, if you wanted to go to at least 20 games a year, there's definitely some value in knowing you always have decent tickets and will get a crack at playoff tickets.