nice formatting
tl;dr: hard cap 100m, can't go over. hard cap 20 player roster, can't be over or under by end of game.
(1) if you have less than 20 players and go over cap, then your highest winning bids are nullified until you're compliant
(2) if you have more than 20 players and go over cap, then the smallest combination of winning bids to get you cap & roster compliant will be used
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commissioner judgment to be used to prevent exploiting the over 20 players smallest combo process
you can thank nuck for the kindness of smallest combo