As someone who has virtually never enjoyed an adult moment of easy breathing? Pay off all of my debt (5-6k?), pay off me and the lady’s cars (40k?) and buy a $500k house. The rest? I’d put $100k in checking, for some small things we’d love like some ($2k each) new clothes and a concert or two, keep the remainder in checking as our “cushion”, keep working and pretend the remaining 3.5M didnt exist and it wouldn’t even bother me knowing it was there. I have no needs. My family has no needs. A $500k home where we live would be MORE than we have ever dreamed of. We’d pay our insurance, cell phone and property taxes and I’d work at the brewery doing what I love with the bills being paid. Our requirements are so modest. The biggest source of spending at that point would be food - locally sourced, non-GMO, no additive bullshit food. Raw honey, grass fed and finished beef, grass fed butter, raw milk, grade A syrup, (real) sourdough. That’s all. I’d be as non-reliant on society as possible as well. Just sourcing as much from local farms and merchants as possible.
I’d get a green egg and a pizza oven. Spend $50k on a whiskey collection (literally zero need or purpose to more besides ego - the number of $30-70 bottles I’ve drank that I’ve enjoyed more than $1000 bottles is vast). Maybe a ‘58 Les Paul and get my teeth whitened. And some boobsicles for my lady.
