OT - NO POLITICS Autumn edition- foliage, cider doughnuts & pumpkin everything.

[Gee Wally]

GET READY FOR MORE VOTE BEGGING BECAUSE BABY KENNETH MADE IT TO THE QUARTER FINALS!!!!

Who will be the 2024 Baby of the Year?

Vote for Kenneth Amorin to star in an exclusive ad campaign in Good Housekeeping as Baby of the Year and win $25,000!

babyoftheyear.org

Voting resumes on Monday, so be ready!!!

I cant thank you enough. To top it off my nephew, his dad, got laid off yesterday.

 

[NeelyDan]

I cant thank you enough. To top it off my nephew, his dad, got laid off yesterday.

Ugh

 

[BMC]

It’s clear you’re a subject matter expert and I appreciate when you share that expertise as I’m sure others do

I have been an insurance agent since 1982, I should hope I know something about it!

Thanks for the compliment!

 

[Ladyfan]

Makes sense. I had an increase because hybrids are generally more $ to repair, and the dreaded Kia theft. Even though my particular model has nothing to do with the easy to steal Kia/Hyundai thing, they still lumped it in. They of course I moved to a city.

I was pretty much only covered for damage/injury to others on my previous car because it was old and didn’t owe me a penny. When i bumped up some coverages on my current car it was just a perfect storm of the things mentioned above. I went from roughly $500 a year to over a grand. I still think my premium is reasonable, but any costs going up more than 100 percent is never easy

Where you live can make a BIG price difference

 

[BMC]

I was surprised when my car insurance didn't go up much at all when I went from a 13 year old car to a new one. My insurance agent said it was because my new car was rated very high for safety

I've seen it work both ways, one client bought a vehicle with a ton of the latest safety technology and his premium blew up. Reason? The technology is so complex it is difficult to repair or replace after an accident.

 

[Ladyfan]

I've seen it work both ways, one client bought a vehicle with a ton of the latest safety technology and his premium blew up. Reason? The technology is so complex it is difficult to repair or replace after an accident.

I was surprised how cheap it was. I was expecting it to be higher and called my agent because I thought it was a mistake.

I love my new car and like going for drives (especially this time of year). The lower price of gas helps too.

 

[caz16]

I cant thank you enough. To top it off my nephew, his dad, got laid off yesterday.

You are more than welcome! I am sorry to hear about your nephew getting laid off. I hope everyone here will pitch in to vote when the quarterfinals start on Monday. Even more incentive now!

 

[Alicat]

I miss 12 month insurance plans. This 6 month shit is for the birds. I am seriously considering moving back to either Amica or Allstate. Farmers is absurd

 

[BMC]

I miss 12 month insurance plans. This 6 month shit is for the birds. I am seriously considering moving back to either Amica or Allstate. Farmers is absurd

The reason so many companies have gone to 6 month auto policies is they now get to underwrite the risk every six months instead of once a year. That way if there have been any claims, driving violations etc. they can adjust the premium sooner rather than later.

 

[Bruinaura]

The reason so many companies have gone to 6 month auto policies is they now get to underwrite the risk every six months instead of once a year. That way if there have been any claims, driving violations etc. they can adjust the premium sooner rather than later.

Kind of like how it's rare to find an apartment that will offer a lease longer than 12 months. My place used to offer 15 months and I always took it because that was 3 more months they couldn't jack up the price. No mas.

 

[Alicat]

Kind of like how it's rare to find an apartment that will offer a lease longer than 12 months. My place used to offer 15 months and I always took it because that was 3 more months they couldn't jack up the price. No mas.

If I am offered more than 12 months of a lease after I have lived in a place, I will take it. At my last place I would save up to an extra $50 a month by going longer than 12 months. At the prices I had to pay, that $50 went to laundry since I didn't have my own. I gotta say, I am loving my washer, dryer and dishwasher

 

[Ludwig Fell Down]

I cant thank you enough. To top it off my nephew, his dad, got laid off yesterday.

That sucks, sorry to hear it.

I've only lost a job once, and it is not a good feeling. In college, was working in a restaurant, and the owner was a freak. He prohibited anyone who worked there from working in another restaurant because he thought we would steal his recipes. I was working in a bar that didn't serve food and he saw me, and had the chef fire me (the chef and I were friends). It was completely ridiculous but I still felt lousy. I don't wish job loss on anyone. (Well, almost anyone).

 

[22Brad Park]

My favorite time of year.

Please continue.

View attachment 907899

My fav is Spring but love the colors this time of season.White Mountain eh,,have to visit there someday